100 Dollar Payday Loan - Quick & Easy Approval

Quick & Easy Approval
$100 Payday Loan
100 000+
Loans Processed
50 000
Max Loan Amount
Aproval Rate, %
APR, %

I Need a 100 Dollar Loan Now

A $100 loan is a short-term cash advance that you can get and repay in 30 days. People often apply for it to address emergency expenses. Getting the loan is simple – you only need to fill out the request form provided by the lending organization on their website. After this, you can expect to receive a message almost instantly confirming approval. When everything is completed, you can get the cash in 24 hours, allowing you to respond quickly to your situation.

Unlike banks, direct lenders don’t place too many requirements on a 100 dollar loan. You only need to meet some conditions, including proof of income, and the company will instantly approve your request. Also, you don’t need an excellent credit score, as it is not considered during the review process.

» COMPARE: 200 Dollar Payday Loan

Common Reasons People Apply for $100 Loans

There are different reasons people apply for a 100 dollar loan. These offers are flexible, so you can get them when an urgent need for cash hits you, and their fast approval makes them convenient for emergencies. If you have any of the following challenges and are short of cash, you can get a $100 loan.

  • House Repairs – While this amount may seem small for fixing items in your house, it could help with minor issues. For example, you can repair a water pipeline or any other thing that ensures comfortable living. If your paycheck is more than two weeks away, it can be frustrating to live with broken fixtures. A quick 100 dollar loan will help you avoid further damage.
  • Medication – You can also use the cash to buy medicine. When you fall sick, you cannot postpone getting treatment until you receive a paycheck. If it’s a situation you can manage over the counter, you could apply for a $100 payday loan to buy the medicine you need. This will help you get back to work without affecting your productivity.
  • Loan for Bills – Small bills could create a massive problem if you don’t handle them timely. With a 100 dollar loan, you can buy food, for example, to keep going until you receive a paycheck.
  • Car Repairs – Some of the vehicle repairs you can do at home don’t require a lot of cash to execute. You can get a $100 loan to order the parts you need to get your car working perfectly again. If the vehicle is useful in your work, you can avoid the inconvenience of lacking a reliable means of transport.

There’s no limit on how you can use these same-day loans. Lenders don’t ask for this information, so you’re at liberty to spend the cash on many different things.

Can I Get a Payday Loan Online for $100?

Applying for a $100 payday loan online is a piece of cake. Before you fill out your application, you need to have the documents required, as these will help you get approved. The eligibility criteria used for small-dollar payday loans are easy to meet:

  • Proof of income – Attach a pay stub or any document that shows your source of income. This document is necessary as it helps the lender know if you can afford to repay the debt.
  • Proof of citizenship – You also need to provide proof of citizenship, which you can do with a government-issued ID or any other valid document.
  • Active checking account – This is where the provider will deposit the money.
  • You must be at least 18 years old.
  • Means of contact – Provide an email or phone number that the company can use to get in touch with you.

These conditions vary from one state to another, so check if there are additional requirements you need to meet. Also, some lenders may ask for more information.

What’s the Cost of a $100 Loan?

When you apply for a $100 loan from a direct lender, you also need to consider the cost of this deal. Often, lending organizations charge from 15% to 25%, depending on the laws in your state. If you borrow $100, you can expect to repay $115 to $125 after 30 days. This means an APR of up to 530%, so ensure you can comfortably afford the loan plus interest. Defaulting attracts penalties, which would run up the debt.

Select Amount You Want to Borrow
Select Amount You Want to Borrow
Select Amount You Want to Borrow

How Can I Get a $100 Loan Fast?

The process of getting a payday loan online for $100 from FasterLoans is simple. Here are the steps you need to follow.

  1. Fill the Online Loan Request Form
  2. On the lender’s website, you’ll find a loan request form with fields for all the information you need to provide. Once you are done, submit it and wait for feedback, which you should receive in under 20 minutes.

  3. Get Feedback
  4. This feedback will inform you if you are qualified or if the lender needs additional information to complete your application.

  5. Sign Documents
  6. Step three includes signing documents to confirm you agree with the loan terms.

  7. Receive Money

Finally, the company will transfer the money to your bank account. This could take up to 24 hours. Some providers offer same-day cash transfers, so confirm if this option is possible if you need the money quickly.

Where Can I Get a 100 Dollar Loan?

The best place to find a $100 online loan is from a direct lender. Companies like FasterLoans offer $100 loan approval for bad credit. They have the largest network of direct lenders, allowing you to find quick cash in your state. The company guarantees excellent rates, their platform is secure, and you enjoy instant approval.

Fast Cash Loans Online 24/7
Fast Cash Loans Online 24/7
Apply Now and Get Instant Cash in 5 Min!


I submitted the online application in the morning, and my loan got approved within the evening. No other loan service has delivered such speedy cash ever!
I had a poor credit score and was not able to find a payday loan anywhere. But at FasterLoans, I got the money within one business day.
My loan application got approved by the team within 24 hours, and I borrowed from a genuine lender in the state.
My fiancée suggested that I apply for a cash advance from FasterLoans. I am glad to connect with them as they provided the best service in all terms.
They keep their customer’s needs before everything. Whenever I got stuck, the support team was there to help me tackle the situation.
There could be no better loan service company than FasterLoans. Here, you will get quick cash without any credit check.
The direct lenders of this firm are too generous. They support even those borrowers who have a poor credit score like mine.