1-Hour Payday Loans for Bad Credit - No Credit Check Needed

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1-Hour Payday Loans
100 000+
Loans Processed
50 000
Max Loan Amount
Aproval Rate, %
APR, %

Ever thought of getting the cash you urgently need, maybe within an hour? It might appear highly unlikely to many, but 1-hour payday loans have made it possible. Let us see how it works.

When you place an application for payday loans with 1-hour funding, our efficient team starts processing it. If you meet all the requirements for 1-hour cash loans and qualify for the loan, you get an approval call within 10 minutes, and your lender discusses the terms and conditions of the loan with you. All this takes less than 15 minutes. You provide your identity, proof of your citizenship, and a permanent source of income, and voila, you are all set to receive your funding!

If the next day is a business day, you will receive your 1-hour loan online within 24 hours. However, if it is a holiday, you will get the required money the next working day.

All this may require a few taps on your tab, PC, or smartphone. The service is highly protected, safe, and quick. You may apply for this loan any time of the year!

What Is a One Hour Payday Loan

1-hour online payday loans are the loans people take in emergencies; they don’t use the service as a standard financial source. Usually, these loans are $500 or below. However, FasterLoans facilitate its customers with loans as high as $1000.

They are a great option when you need instant credit. They can prove to be the best option to cope up with any financial emergency.

Let us mention here that payday loans in 1 hour have relatively high fees, generally between $15 to $30 for each $100 borrowed.

» COMPARE: Direct Deposit Payday Loans

When May You Need a 1-Hour Payday Loan?

You might require a 1-hour payday loan in untoward situations such as an instant car repair that needs to be done the same day, a medical condition that requires urgent treatment before you receive your next paycheck. It could also be your grocery at the end of the month when you are running short of money.

Usually, you cannot afford to be through the tedious process of traditional bank loans in such situations. 1-hour payday loans don’t require any collateral, nor do you have to explain the reason for applying for a loan. And whatever information you provide us is kept protected with encryption technology.

100 000+
Loans Processed
50 000
Max Loan Amount
Aproval Rate, %
APR, %

Requirements to Get 1-Hour Payday Loans from Direct Lenders

There are only two documents required to be eligible for 1-hour payday loans from a direct lender. They are:

  • Proof of your identity – it could be your identity card or a passport
  • Evidence of your regular income

You qualify for applying online for 1-hour payday loans if:

  • You are 18 years old and above.
  • You have US citizenship.
  • You have an active bank account as we deposit money directly to your bank account and don’t send checks.
  • You have a regular source of income.
  • You have an active email account and a phone number. It is necessary because the lender is to contact you through these ways of communication.

Benefits of 1-hour Payday Loans

They can be beneficial in several ways:

  • They are fast-processed loans. Once you apply for these payday loans by phone or online, you will be responded to within seconds. If your request is approved after the primary verification, you will receive a cash deposit to your bank account within the next 24 hours.
  • They are widely available; most Americans qualify for payday loans. And you don’t need to perform any hard checks on them. The reason is that the lenders know that you would be able to repay when you receive the next paycheck.
  • You don’t need to worry if you have bad or poor credit checks, as these loans are very commonly available with no credit checks. Many direct lenders tell that over half of the people who apply for loans have either inadequate or bad credit.

How to Get 1-Hour Payday Loans with No Credit Check?

Usually, direct lenders don’t make hard credit checks, so it’s possible to get a 1-hour payday loan with no credit checks. To put it simply, your credits are not adversely affected, nor does your direct lender report to the bureaus when you pay the money back. Instead, they rely on the data received from other sources, such as income tax.

Select Amount You Want to Borrow
Select Amount You Want to Borrow
Select Amount You Want to Borrow

Why Choose FasterLoans for 1-Hour Payday Loans?

The following are the potential reasons to choose fast loans in 1 hour by FasterLoans:

  • We are ready to serve you 7 days a week, 365 days a year.
  • We have a record of having served over 500,000 citizens for the last 8 years.
  • We have more than 100 direct lenders who are ready to fulfill your instant financial needs.
  • We don’t send you any hidden fees. We are a debt-trap-free service.
  • We offer higher loans with minimum interest if you successfully return on time.
  • We offer easy registration online.
  • We show you the finance charge before asking you for your personal information.
  • Our latest encryption technology ensures the protection of your personal information. Not only this, but we also take special care that your data is deleted one month after the date you apply for the 1-hour payday loan. We never sell our customer’s data to a third party and save you from annoying messages and emails.

There is no need to waste your time and energy looking right and left for other payday services. Just fill in the information we require and get your 1-hour payday loan now!

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I submitted the online application in the morning, and my loan got approved within the evening. No other loan service has delivered such speedy cash ever!
I had a poor credit score and was not able to find a payday loan anywhere. But at FasterLoans, I got the money within one business day.
My loan application got approved by the team within 24 hours, and I borrowed from a genuine lender in the state.
My fiancée suggested that I apply for a cash advance from FasterLoans. I am glad to connect with them as they provided the best service in all terms.
They keep their customer’s needs before everything. Whenever I got stuck, the support team was there to help me tackle the situation.
There could be no better loan service company than FasterLoans. Here, you will get quick cash without any credit check.
The direct lenders of this firm are too generous. They support even those borrowers who have a poor credit score like mine.